Products

Horizon Dental Plans for Individuals and Families

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Horizon Dental has been providing dental insurance for more than 50 years. We offer affordable, comprehensive coverage for individuals and families. If you’re considering dental coverage as part of your overall health strategy, see what we have to offer.

Individual and Family Dental Plan Guide

Horizon Young Grins
Horizon Young Grins, our stand-alone pediatric dental (SAPD) plan, meets the requirements of the Affordable Care Act (ACA). If you purchase medical coverage outside of the Health Insurance Marketplace, you must either attest that you have pediatric dental coverage from another carrier or purchase a SAPD plan.

You can purchase Horizon Young Grins with your medical plan or by itself if you have medical coverage with another company. Horizon BCBSNJ offers pediatric essential benefits as a stand-alone plan to give consumers a choice. Horizon Young Grins offers access to the Horizon PPO Network.


Horizon Family Grins and Horizon Family Grins Plus
Horizon Family Grins provides comprehensive coverage for children — an Affordable Care Act (ACA) requirement — and their parents or guardians. Both Horizon Family Grins and Horizon Family Grins Plus offer access to the Horizon PPO Network, an extensive network of dentists. Both plans offer varying levels of benefits depending on your family’s needs.


Horizon Healthy Smiles and Horizon Healthy Smiles Plus
These plans offer comprehensive coverage at an affordable price. Both plans provide access to our Horizon PPO network. With Horizon Healthy Smiles Plus, members can also use the Horizon Traditional Network. There are no out-of-network benefits.

Both plans provide a $1,000 benefit to help pay for those services outside of preventive and diagnostic services. In addition, there are varying levels of coinsurance available, along with coverage for orthodontia.


Horizon Centurion Dental
Horizon Centurion Dental, our lowest-cost dental program, offers individuals and families an affordable dental program. Simply visit a participating Horizon PPO Network dentist for eligible services to receive dental care at reduced fees.


Horizon Individual Dental
Horizon Individual Dental covers most eligible preventive dental services with no deductible, copayment or benefit maximum. This plan provides access to the Horizon Dental Choice Network. Your selected primary care dentist coordinates all your dental needs. If there is a service or procedure your dentist is unable to complete, you will be referred to a participating specialist.

In your first year, you’ll save 30 percent or more on covered major services. When you stay with the same primary care dentist, your savings for eligible major services increase to 40 percent in the second year and to 50 percent in the third year and thereafter.

Buy Dental Insurance.

To purchase Horizon Centurion or Horizon Individual Dental, please call 1-844-826-5528 to speak to a Horizon Sales Representative.